Finance growth with an SBA 504 loan
An SBA 504 loan is built for businesses ready to purchase, construct, renovate, or expand owner-occupied commercial real estate-or acquire long-term equipment with competitive financing and lower down payment options.
At a glance
10% Typical equity injection
50% Bank Financing portion
40% CDC/SBA-backed portion
- Ideal for owner-occupied commercial real estate
- Great for fixed asset purchases and expansion
- Long-term structure designed for stability
Why businesses choose SBA 504 financing
SBA 504 loans are designed to help business owners preserve working capital while investing in long-term growth.
Lower down payment
Compared with many conventional structures, SBA 504 financing may allow a lower equity requirement, helping preserve liquidity for operations.
Long-term fixed asset financing
Built specifically for major business investments such as commercial real estate, construction, and equipment with a long useful life.
Support long-term ownership
Ideal for businesses ready to own their space, expand operations, and build equity in the future of their company.
*All commercial loan applications are subject to credit approval and underwriting. Terms, conditions, and eligibility requirements apply.