Financing, Built on Relationships
Our commercial real estate solutions support owner‑occupied properties, investment real estate, and construction projects. Each loan is thoughtfully structured to align with long‑term goals, cash flow, and property performance—backed by experienced bankers and local decisions.
Owner‑Occupied Commercial Real Estate
When your business operates out of the property it owns, financing should work in harmony with your long‑term plans. Portrait Bank provides owner‑occupied commercial real estate loans that help businesses secure facilities while preserving liquidity for ongoing operations.
Ideal for:
- Office buildings
- Medical and professional facilities
- Retail and service locations
- Industrial and warehouse properties
Non‑Owner‑Occupied Commercial Real Estate
For investors and developers, income‑producing properties require a lender that understands market fundamentals, cash‑flow dynamics, and long‑term asset performance. Our non‑owner‑occupied commercial real estate loans are designed to support stabilized and well‑positioned investment properties.
Ideal for:
- Multi‑tenant office and retail properties
- Industrial and flex space
- Mixed‑use properties
- Other income‑generating commercial assets
Commercial Construction Financing
Construction projects require careful planning, disciplined oversight, and a lender who stays engaged from start to finish. Portrait Bank offers construction financing solutions designed to support new development, expansions, and major renovations.
Construction financing may include:
- Ground‑up construction
- Expansion or build‑outs
- Major renovations or repositioning projects
*All commercial loan applications are subject to credit approval and underwriting. Terms, conditions, and eligibility requirements apply.